Avenir — Region 1, Vaud: twelve years of premiums
Region 1, Vaud: the lowest Avenir premium went from CHF 406.30 a month in 2015 to CHF 598.80 in 2026 — a rise of +47.4 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 406.30 | CHF 344.30 | CHF 62.00 |
| 2016 | CHF 420.00 | CHF 364.00 | CHF 56.00 |
| 2017 | CHF 444.60 | CHF 378.50 | CHF 66.10 |
| 2018 | CHF 495.20 | CHF 404.60 | CHF 90.60 |
| 2019 | CHF 501.20 | CHF 442.50 | CHF 58.70 |
| 2020 | CHF 491.30 | CHF 445.90 | CHF 45.40 |
| 2021 | CHF 507.00 | CHF 440.80 | CHF 66.20 |
| 2022 | CHF 507.00 | CHF 444.80 | CHF 62.20 |
| 2023 | CHF 503.80 | CHF 469.00 | CHF 34.80 |
| 2024 | CHF 531.80 | CHF 520.60 | CHF 11.20 |
| 2025 | CHF 581.40 | CHF 546.70 | CHF 34.70 |
| 2026 | CHF 598.80 | CHF 570.10 | CHF 28.70 |
Faster or slower than the rest?
Avenir rose +47.4 % over the period, against +65.6 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2018: +11.4 % in one go. The premium did not move in 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Avenir, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.