KLuG in the canton of Geneva
KLuG disappeared from the official file after 2025. In the canton of Geneva its last known premium was CHF 876.35 a month, for an adult with a CHF 300 deductible and accident cover.
What it costs today
In the same place, the cheapest insurer in 2026 is Assura-Basis, at CHF 604.30 a month. That is the price a former KLuG policyholder should compare against what they actually pay — an automatic transfer puts nobody with the cheapest.
The market average there is CHF 669.10: someone who does not compare pays CHF 777.60 more per year.
What it had done with its prices
Between 2015 and 2025, the lowest KLuG premium went from CHF 512.00 to CHF 876.35 a month — a rise of +71.2 %. The table below places it next to the cheapest insurer in the same place, year by year.
| Year | This insurer | The cheapest |
|---|---|---|
| 2015 | CHF 512.00 | CHF 357.90 |
| 2016 | CHF 604.15 | CHF 398.40 |
| 2017 | CHF 688.75 | CHF 413.50 |
| 2018 | CHF 688.75 | CHF 443.20 |
| 2019 | CHF 688.75 | CHF 461.50 |
| 2020 | CHF 688.75 | CHF 471.40 |
| 2021 | CHF 702.55 | CHF 471.40 |
| 2022 | CHF 702.55 | CHF 471.40 |
| 2023 | CHF 737.70 | CHF 489.60 |
| 2024 | CHF 811.45 | CHF 544.80 |
| 2025 | CHF 876.35 | CHF 584.40 |
Where did the portfolio go?
We do not say, because we do not know it from an official source. The FOPH publishes premiums, not portfolio transfers. Your current policy and statements carry the name of the insurer covering you today: that is the only reliable answer, and it is in your own paperwork.
KLuG, canton by canton
Other insurers that closed
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.