KLuG in the canton of Aargau
KLuG disappeared from the official file after 2025. In the canton of Aargau its last known premium was CHF 488.65 a month, for an adult with a CHF 300 deductible and accident cover.
What it costs today
In the same place, the cheapest insurer in 2026 is Agrisano, at CHF 453.80 a month. That is the price a former KLuG policyholder should compare against what they actually pay — an automatic transfer puts nobody with the cheapest.
The market average there is CHF 493.90: someone who does not compare pays CHF 481.20 more per year.
What it had done with its prices
Between 2015 and 2025, the lowest KLuG premium went from CHF 322.40 to CHF 488.65 a month — a rise of +51.6 %. The table below places it next to the cheapest insurer in the same place, year by year.
| Year | This insurer | The cheapest |
|---|---|---|
| 2015 | CHF 322.40 | CHF 250.40 |
| 2016 | CHF 369.35 | CHF 289.80 |
| 2017 | CHF 393.35 | CHF 330.50 |
| 2018 | CHF 401.20 | CHF 341.30 |
| 2019 | CHF 409.25 | CHF 357.80 |
| 2020 | CHF 417.45 | CHF 360.50 |
| 2021 | CHF 366.80 | CHF 347.50 |
| 2022 | CHF 362.60 | CHF 350.30 |
| 2023 | CHF 380.70 | CHF 372.15 |
| 2024 | CHF 445.20 | CHF 403.00 |
| 2025 | CHF 488.65 | CHF 423.10 |
Where did the portfolio go?
We do not say, because we do not know it from an official source. The FOPH publishes premiums, not portfolio transfers. Your current policy and statements carry the name of the insurer covering you today: that is the only reliable answer, and it is in your own paperwork.
KLuG, canton by canton
Other insurers that closed
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.