KLuG in the canton of Schwyz
KLuG disappeared from the official file after 2025. In the canton of Schwyz its last known premium was CHF 432.25 a month, for an adult with a CHF 300 deductible and accident cover.
What it costs today
In the same place, the cheapest insurer in 2026 is Agrisano, at CHF 400.20 a month. That is the price a former KLuG policyholder should compare against what they actually pay — an automatic transfer puts nobody with the cheapest.
The market average there is CHF 460.77: someone who does not compare pays CHF 726.84 more per year.
What it had done with its prices
Between 2015 and 2025, the lowest KLuG premium went from CHF 293.75 to CHF 432.25 a month — a rise of +47.2 %. The table below places it next to the cheapest insurer in the same place, year by year.
| Year | This insurer | The cheapest |
|---|---|---|
| 2015 | CHF 293.75 | CHF 273.60 |
| 2016 | CHF 370.15 | CHF 289.90 |
| 2017 | CHF 407.20 | CHF 313.60 |
| 2018 | CHF 407.20 | CHF 315.90 |
| 2019 | CHF 407.20 | CHF 337.20 |
| 2020 | CHF 407.20 | CHF 336.00 |
| 2021 | CHF 362.40 | CHF 332.60 |
| 2022 | CHF 362.40 | CHF 335.20 |
| 2023 | CHF 376.90 | CHF 354.80 |
| 2024 | CHF 411.65 | CHF 376.50 |
| 2025 | CHF 432.25 | CHF 387.80 |
Where did the portfolio go?
We do not say, because we do not know it from an official source. The FOPH publishes premiums, not portfolio transfers. Your current policy and statements carry the name of the insurer covering you today: that is the only reliable answer, and it is in your own paperwork.
KLuG, canton by canton
Other insurers that closed
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.