KLuG in the canton of Basel-Stadt
KLuG disappeared from the official file after 2025. In the canton of Basel-Stadt its last known premium was CHF 727.85 a month, for an adult with a CHF 300 deductible and accident cover.
What it costs today
In the same place, the cheapest insurer in 2026 is CSS, at CHF 575.90 a month. That is the price a former KLuG policyholder should compare against what they actually pay — an automatic transfer puts nobody with the cheapest.
The market average there is CHF 625.33: someone who does not compare pays CHF 593.16 more per year.
What it had done with its prices
Between 2015 and 2025, the lowest KLuG premium went from CHF 513.35 to CHF 727.85 a month — a rise of +41.8 %. The table below places it next to the cheapest insurer in the same place, year by year.
| Year | This insurer | The cheapest |
|---|---|---|
| 2015 | CHF 513.35 | CHF 370.80 |
| 2016 | CHF 605.80 | CHF 402.00 |
| 2017 | CHF 654.25 | CHF 433.30 |
| 2018 | CHF 654.25 | CHF 454.10 |
| 2019 | CHF 654.25 | CHF 470.20 |
| 2020 | CHF 654.25 | CHF 486.60 |
| 2021 | CHF 588.85 | CHF 486.30 |
| 2022 | CHF 588.85 | CHF 481.40 |
| 2023 | CHF 618.25 | CHF 501.60 |
| 2024 | CHF 673.90 | CHF 544.70 |
| 2025 | CHF 727.85 | CHF 557.50 |
Where did the portfolio go?
We do not say, because we do not know it from an official source. The FOPH publishes premiums, not portfolio transfers. Your current policy and statements carry the name of the insurer covering you today: that is the only reliable answer, and it is in your own paperwork.
KLuG, canton by canton
Other insurers that closed
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.