KLuG in the canton of Schaffhausen
KLuG disappeared from the official file after 2025. In the canton of Schaffhausen its last known premium was CHF 473.50 a month, for an adult with a CHF 300 deductible and accident cover.
What it costs today
In the same place, the cheapest insurer in 2026 is Agrisano, at CHF 433.80 a month. That is the price a former KLuG policyholder should compare against what they actually pay — an automatic transfer puts nobody with the cheapest.
The market average there is CHF 487.92: someone who does not compare pays CHF 649.44 more per year.
What it had done with its prices
Between 2015 and 2025, the lowest KLuG premium went from CHF 374.75 to CHF 473.50 a month — a rise of +26.4 %. The table below places it next to the cheapest insurer in the same place, year by year.
| Year | This insurer | The cheapest |
|---|---|---|
| 2015 | CHF 374.75 | CHF 283.80 |
| 2016 | CHF 419.75 | CHF 289.60 |
| 2017 | CHF 453.35 | CHF 324.80 |
| 2018 | CHF 453.35 | CHF 324.20 |
| 2019 | CHF 453.35 | CHF 354.30 |
| 2020 | CHF 453.35 | CHF 359.30 |
| 2021 | CHF 371.15 | CHF 339.30 |
| 2022 | CHF 371.15 | CHF 354.40 |
| 2023 | CHF 389.70 | CHF 384.60 |
| 2024 | CHF 438.45 | CHF 383.40 |
| 2025 | CHF 473.50 | CHF 410.30 |
Where did the portfolio go?
We do not say, because we do not know it from an official source. The FOPH publishes premiums, not portfolio transfers. Your current policy and statements carry the name of the insurer covering you today: that is the only reliable answer, and it is in your own paperwork.
KLuG, canton by canton
Other insurers that closed
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.