KLuG in the canton of Valais
KLuG disappeared from the official file after 2025. In the canton of Valais its last known premium was CHF 490.85 a month, for an adult with a CHF 300 deductible and accident cover.
What it costs today
In the same place, the cheapest insurer in 2026 is Agrisano, at CHF 406.30 a month. That is the price a former KLuG policyholder should compare against what they actually pay — an automatic transfer puts nobody with the cheapest.
The market average there is CHF 462.79: someone who does not compare pays CHF 677.88 more per year.
What it had done with its prices
Between 2015 and 2025, the lowest KLuG premium went from CHF 328.30 to CHF 490.85 a month — a rise of +49.5 %. The table below places it next to the cheapest insurer in the same place, year by year.
| Year | This insurer | The cheapest |
|---|---|---|
| 2015 | CHF 328.30 | CHF 242.30 |
| 2016 | CHF 367.70 | CHF 252.10 |
| 2017 | CHF 397.10 | CHF 279.00 |
| 2018 | CHF 397.10 | CHF 283.65 |
| 2019 | CHF 397.10 | CHF 299.45 |
| 2020 | CHF 397.10 | CHF 318.70 |
| 2021 | CHF 397.10 | CHF 323.20 |
| 2022 | CHF 397.10 | CHF 333.70 |
| 2023 | CHF 416.95 | CHF 338.70 |
| 2024 | CHF 454.50 | CHF 365.90 |
| 2025 | CHF 490.85 | CHF 395.80 |
Where did the portfolio go?
We do not say, because we do not know it from an official source. The FOPH publishes premiums, not portfolio transfers. Your current policy and statements carry the name of the insurer covering you today: that is the only reliable answer, and it is in your own paperwork.
KLuG, canton by canton
Other insurers that closed
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.