KLuG in the canton of Neuchâtel
KLuG disappeared from the official file after 2025. In the canton of Neuchâtel its last known premium was CHF 704.05 a month, for an adult with a CHF 300 deductible and accident cover.
What it costs today
In the same place, the cheapest insurer in 2026 is Visana, at CHF 554.20 a month. That is the price a former KLuG policyholder should compare against what they actually pay — an automatic transfer puts nobody with the cheapest.
The market average there is CHF 615.54: someone who does not compare pays CHF 736.08 more per year.
What it had done with its prices
Between 2015 and 2025, the lowest KLuG premium went from CHF 438.85 to CHF 704.05 a month — a rise of +60.4 %. The table below places it next to the cheapest insurer in the same place, year by year.
| Year | This insurer | The cheapest |
|---|---|---|
| 2015 | CHF 438.85 | CHF 320.80 |
| 2016 | CHF 494.35 | CHF 364.60 |
| 2017 | CHF 533.90 | CHF 395.90 |
| 2018 | CHF 533.90 | CHF 406.80 |
| 2019 | CHF 544.60 | CHF 425.20 |
| 2020 | CHF 544.60 | CHF 439.80 |
| 2021 | CHF 544.60 | CHF 448.50 |
| 2022 | CHF 544.60 | CHF 446.50 |
| 2023 | CHF 571.85 | CHF 482.20 |
| 2024 | CHF 651.90 | CHF 525.40 |
| 2025 | CHF 704.05 | CHF 523.10 |
Where did the portfolio go?
We do not say, because we do not know it from an official source. The FOPH publishes premiums, not portfolio transfers. Your current policy and statements carry the name of the insurer covering you today: that is the only reliable answer, and it is in your own paperwork.
KLuG, canton by canton
Other insurers that closed
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.