KLuG in the canton of Ticino
KLuG disappeared from the official file after 2025. In the canton of Ticino its last known premium was CHF 629.90 a month, for an adult with a CHF 300 deductible and accident cover.
What it costs today
In the same place, the cheapest insurer in 2026 is Agrisano, at CHF 539.00 a month. That is the price a former KLuG policyholder should compare against what they actually pay — an automatic transfer puts nobody with the cheapest.
The market average there is CHF 605.36: someone who does not compare pays CHF 796.32 more per year.
What it had done with its prices
Between 2015 and 2025, the lowest KLuG premium went from CHF 421.25 to CHF 629.90 a month — a rise of +49.5 %. The table below places it next to the cheapest insurer in the same place, year by year.
| Year | This insurer | The cheapest |
|---|---|---|
| 2015 | CHF 421.25 | CHF 278.20 |
| 2016 | CHF 471.85 | CHF 331.80 |
| 2017 | CHF 509.60 | CHF 366.20 |
| 2018 | CHF 509.60 | CHF 382.50 |
| 2019 | CHF 509.60 | CHF 397.10 |
| 2020 | CHF 509.60 | CHF 405.80 |
| 2021 | CHF 509.60 | CHF 408.20 |
| 2022 | CHF 509.60 | CHF 411.60 |
| 2023 | CHF 535.10 | CHF 428.80 |
| 2024 | CHF 583.25 | CHF 463.20 |
| 2025 | CHF 629.90 | CHF 495.50 |
Where did the portfolio go?
We do not say, because we do not know it from an official source. The FOPH publishes premiums, not portfolio transfers. Your current policy and statements carry the name of the insurer covering you today: that is the only reliable answer, and it is in your own paperwork.
KLuG, canton by canton
Other insurers that closed
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.