KLuG in the canton of Zug
KLuG disappeared from the official file after 2025. In the canton of Zug its last known premium was CHF 395.95 a month, for an adult with a CHF 300 deductible and accident cover.
What it costs today
In the same place, the cheapest insurer in 2026 is Agrisano, at CHF 335.10 a month. That is the price a former KLuG policyholder should compare against what they actually pay — an automatic transfer puts nobody with the cheapest.
The market average there is CHF 386.34: someone who does not compare pays CHF 614.88 more per year.
What it had done with its prices
Between 2015 and 2025, the lowest KLuG premium went from CHF 320.00 to CHF 395.95 a month — a rise of +23.7 %. The table below places it next to the cheapest insurer in the same place, year by year.
| Year | This insurer | The cheapest |
|---|---|---|
| 2015 | CHF 320.00 | CHF 267.80 |
| 2016 | CHF 371.20 | CHF 274.70 |
| 2017 | CHF 386.05 | CHF 293.10 |
| 2018 | CHF 386.05 | CHF 310.40 |
| 2019 | CHF 386.05 | CHF 318.40 |
| 2020 | CHF 386.05 | CHF 324.20 |
| 2021 | CHF 328.70 | CHF 324.30 |
| 2022 | CHF 325.40 | CHF 325.40 |
| 2023 | CHF 338.45 | CHF 338.30 |
| 2024 | CHF 377.10 | CHF 360.50 |
| 2025 | CHF 395.95 | CHF 364.00 |
Where did the portfolio go?
We do not say, because we do not know it from an official source. The FOPH publishes premiums, not portfolio transfers. Your current policy and statements carry the name of the insurer covering you today: that is the only reliable answer, and it is in your own paperwork.
KLuG, canton by canton
Other insurers that closed
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.