CPTwin.doc or CPTwin.plus — Aargau
Aargau: with KPT, CPTwin.doc costs CHF 506.40 a month in 2026 and CPTwin.plus CHF 510.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
CPTwin.doc is the cheaper of the two here: CHF 54.00 saved per year against CPTwin.plus, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
CPTwin.doc is a "Family doctor" model. CPTwin.plus is a "Group practice (HMO)" model.
- CPTwin.doc
Family doctor
You pick a family doctor and always go to them first.
- CPTwin.plus
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | CPTwin.doc | CPTwin.plus | Gap per year |
|---|---|---|---|
| 300 | CHF 506.40 | CHF 510.90 | CHF 54.00 |
| 500 | CHF 494.80 | CHF 499.30 | CHF 54.00 |
| 1'000 | CHF 465.60 | CHF 470.10 | CHF 54.00 |
| 1'500 | CHF 436.40 | CHF 440.90 | CHF 54.00 |
| 2'500 | CHF 378.10 | CHF 382.60 | CHF 54.00 |
The comparison, region by region
- CPTwin.doc or CPTwin.plus?
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.