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CPTwin.doc or CPTwin.plus — Geneva

Geneva: with KPT, CPTwin.doc costs CHF 657.80 a month in 2026 and CPTwin.plus CHF 626.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CPTwin.plus is the cheaper of the two here: CHF 374.40 saved per year against CPTwin.doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.doc is a "Family doctor" model. CPTwin.plus is a "Group practice (HMO)" model.

  • CPTwin.doc

    Family doctor

    You pick a family doctor and always go to them first.

  • CPTwin.plus

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleCPTwin.docCPTwin.plusGap per year
300CHF 657.80CHF 626.60CHF 374.40
500CHF 646.20CHF 615.00CHF 374.40
1'000CHF 617.00CHF 585.80CHF 374.40
1'500CHF 587.80CHF 556.60CHF 374.40
2'500CHF 529.50CHF 498.30CHF 374.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.