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CPTwin.doc or CPTwin.plus — Region 1, Ticino

Region 1, Ticino: with KPT, CPTwin.doc costs CHF 643.70 a month in 2026 and CPTwin.plus CHF 613.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CPTwin.plus is the cheaper of the two here: CHF 364.80 saved per year against CPTwin.doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.doc is a "Family doctor" model. CPTwin.plus is a "Group practice (HMO)" model.

  • CPTwin.doc

    Family doctor

    You pick a family doctor and always go to them first.

  • CPTwin.plus

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleCPTwin.docCPTwin.plusGap per year
300CHF 643.70CHF 613.30CHF 364.80
500CHF 632.10CHF 601.70CHF 364.80
1'000CHF 602.90CHF 572.50CHF 364.80
1'500CHF 573.70CHF 543.30CHF 364.80
2'500CHF 515.40CHF 485.00CHF 364.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.