CPTwin.doc or CPTwin.plus — Region 2, Fribourg
Region 2, Fribourg: with KPT, CPTwin.doc costs CHF 492.40 a month in 2026 and CPTwin.plus CHF 492.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here CPTwin.doc and CPTwin.plus cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
CPTwin.doc is a "Family doctor" model. CPTwin.plus is a "Group practice (HMO)" model.
- CPTwin.doc
Family doctor
You pick a family doctor and always go to them first.
- CPTwin.plus
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | CPTwin.doc | CPTwin.plus | Gap per year |
|---|---|---|---|
| 300 | CHF 492.40 | CHF 492.40 | — |
| 500 | CHF 480.80 | CHF 480.80 | — |
| 1'000 | CHF 451.60 | CHF 451.60 | — |
| 1'500 | CHF 422.40 | CHF 422.40 | — |
| 2'500 | CHF 364.10 | CHF 364.10 | — |
The comparison, region by region
- CPTwin.doc or CPTwin.plus?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.