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CPTwin.doc or CPTwin.plus — Region 1, Vaud

Region 1, Vaud: with KPT, CPTwin.doc costs CHF 652.90 a month in 2026 and CPTwin.plus CHF 640.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CPTwin.plus is the cheaper of the two here: CHF 147.60 saved per year against CPTwin.doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.doc is a "Family doctor" model. CPTwin.plus is a "Group practice (HMO)" model.

  • CPTwin.doc

    Family doctor

    You pick a family doctor and always go to them first.

  • CPTwin.plus

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleCPTwin.docCPTwin.plusGap per year
300CHF 652.90CHF 640.60CHF 147.60
500CHF 641.30CHF 629.00CHF 147.60
1'000CHF 612.10CHF 599.80CHF 147.60
1'500CHF 582.90CHF 570.60CHF 147.60
2'500CHF 524.60CHF 512.30CHF 147.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.