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CPTwin.doc or CPTwin.plus — Region 2, Vaud

Region 2, Vaud: with KPT, CPTwin.doc costs CHF 589.70 a month in 2026 and CPTwin.plus CHF 568.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CPTwin.plus is the cheaper of the two here: CHF 260.40 saved per year against CPTwin.doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.doc is a "Family doctor" model. CPTwin.plus is a "Group practice (HMO)" model.

  • CPTwin.doc

    Family doctor

    You pick a family doctor and always go to them first.

  • CPTwin.plus

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleCPTwin.docCPTwin.plusGap per year
300CHF 589.70CHF 568.00CHF 260.40
500CHF 578.10CHF 556.40CHF 260.40
1'000CHF 548.90CHF 527.20CHF 260.40
1'500CHF 519.70CHF 498.00CHF 260.40
2'500CHF 461.40CHF 439.70CHF 260.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.