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CPTwin.doc or CPTwin.plus — Region 1, Grisons

Region 1, Grisons: with KPT, CPTwin.doc costs CHF 481.60 a month in 2026 and CPTwin.plus CHF 473.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CPTwin.plus is the cheaper of the two here: CHF 100.80 saved per year against CPTwin.doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.doc is a "Family doctor" model. CPTwin.plus is a "Group practice (HMO)" model.

  • CPTwin.doc

    Family doctor

    You pick a family doctor and always go to them first.

  • CPTwin.plus

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleCPTwin.docCPTwin.plusGap per year
300CHF 481.60CHF 473.20CHF 100.80
500CHF 470.00CHF 461.60CHF 100.80
1'000CHF 440.80CHF 432.40CHF 100.80
1'500CHF 411.60CHF 403.20CHF 100.80
2'500CHF 353.30CHF 344.90CHF 100.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.