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CPTwin.doc or CPTwin.plus — Region 2, Zurich

Region 2, Zurich: with KPT, CPTwin.doc costs CHF 501.00 a month in 2026 and CPTwin.plus CHF 505.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CPTwin.doc is the cheaper of the two here: CHF 52.80 saved per year against CPTwin.plus, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.doc is a "Family doctor" model. CPTwin.plus is a "Group practice (HMO)" model.

  • CPTwin.doc

    Family doctor

    You pick a family doctor and always go to them first.

  • CPTwin.plus

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleCPTwin.docCPTwin.plusGap per year
300CHF 501.00CHF 505.40CHF 52.80
500CHF 489.40CHF 493.80CHF 52.80
1'000CHF 460.20CHF 464.60CHF 52.80
1'500CHF 431.00CHF 435.40CHF 52.80
2'500CHF 372.70CHF 377.10CHF 52.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.