CPTwin.doc or CPTwin.plus — Zug
Zug: with KPT, CPTwin.doc costs CHF 360.10 a month in 2026 and CPTwin.plus CHF 360.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here CPTwin.doc and CPTwin.plus cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
CPTwin.doc is a "Family doctor" model. CPTwin.plus is a "Group practice (HMO)" model.
- CPTwin.doc
Family doctor
You pick a family doctor and always go to them first.
- CPTwin.plus
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | CPTwin.doc | CPTwin.plus | Gap per year |
|---|---|---|---|
| 300 | CHF 360.10 | CHF 360.10 | — |
| 500 | CHF 348.50 | CHF 348.50 | — |
| 1'000 | CHF 319.30 | CHF 319.30 | — |
| 1'500 | CHF 290.10 | CHF 290.10 | — |
| 2'500 | CHF 231.80 | CHF 231.80 | — |
The comparison, region by region
- CPTwin.doc or CPTwin.plus?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.