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CPTwin.doc or CPTwin.plus — Region 3, Grisons

Region 3, Grisons: with KPT, CPTwin.doc costs CHF 460.00 a month in 2026 and CPTwin.plus CHF 480.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CPTwin.doc is the cheaper of the two here: CHF 248.40 saved per year against CPTwin.plus, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.doc is a "Family doctor" model. CPTwin.plus is a "Group practice (HMO)" model.

  • CPTwin.doc

    Family doctor

    You pick a family doctor and always go to them first.

  • CPTwin.plus

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleCPTwin.docCPTwin.plusGap per year
300CHF 460.00CHF 480.70CHF 248.40
500CHF 448.40CHF 469.10CHF 248.40
1'000CHF 419.20CHF 439.90CHF 248.40
1'500CHF 390.00CHF 410.70CHF 248.40
2'500CHF 331.70CHF 352.40CHF 248.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.