KPT CPTwin.doc — Region 1, Ticino
Region 1, Ticino: the CPTwin.doc model from KPT costs CHF 643.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 643.70, CPTwin.doc is not the lowest premium here: Agrisano goes down to CHF 583.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.doc costs CHF 1'090.80 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 643.70 | CHF 598.60 |
| 500 | CHF 632.10 | CHF 587.90 |
| 1'000 | CHF 602.90 | CHF 560.70 |
| 1'500 | CHF 573.70 | CHF 533.50 |
| 2'500 | CHF 515.40 | CHF 479.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 518.80 | CHF 482.50 |
| 500 | CHF 507.20 | CHF 471.70 |
| 1'000 | CHF 478.00 | CHF 444.50 |
| 1'500 | CHF 448.80 | CHF 417.40 |
| 2'500 | CHF 390.50 | CHF 363.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 149.90 | CHF 139.40 |
| 200 | CHF 140.00 | CHF 130.20 |
| 400 | CHF 130.20 | CHF 121.00 |
| 600 | CHF 120.20 | CHF 111.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.