KPT CPTwin.doc — Region 2, Ticino
Region 2, Ticino: the CPTwin.doc model from KPT costs CHF 593.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 593.30, CPTwin.doc is not the lowest premium here: Agrisano goes down to CHF 539.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.doc costs CHF 984.00 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 593.30 | CHF 551.80 |
| 500 | CHF 581.70 | CHF 541.00 |
| 1'000 | CHF 552.50 | CHF 513.80 |
| 1'500 | CHF 523.30 | CHF 486.70 |
| 2'500 | CHF 465.00 | CHF 432.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 478.40 | CHF 444.90 |
| 500 | CHF 466.80 | CHF 434.10 |
| 1'000 | CHF 437.60 | CHF 407.00 |
| 1'500 | CHF 408.40 | CHF 379.80 |
| 2'500 | CHF 350.10 | CHF 325.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 137.90 | CHF 128.20 |
| 200 | CHF 128.00 | CHF 119.00 |
| 400 | CHF 118.10 | CHF 109.80 |
| 600 | CHF 108.10 | CHF 100.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.