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KPT CPTwin.doc — Uri

Uri: the CPTwin.doc model from KPT costs CHF 437.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 437.00, CPTwin.doc is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, CPTwin.doc costs CHF 654.00 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 437.00CHF 406.40
500CHF 425.40CHF 395.60
1'000CHF 396.20CHF 368.50
1'500CHF 367.00CHF 341.30
2'500CHF 308.70CHF 287.10

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 353.50CHF 328.80
500CHF 341.90CHF 318.00
1'000CHF 312.70CHF 290.80
1'500CHF 283.50CHF 263.70
2'500CHF 225.20CHF 209.40

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 100.40CHF 93.30
200CHF 90.60CHF 84.20
400CHF 80.60CHF 74.90
600CHF 70.70CHF 65.70

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.