KPT CPTwin.doc — Region 1, Vaud
Region 1, Vaud: the CPTwin.doc model from KPT costs CHF 652.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 652.90, CPTwin.doc is not the lowest premium here: Atupri goes down to CHF 570.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.doc costs CHF 1'111.20 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 652.90 | CHF 607.20 |
| 500 | CHF 641.30 | CHF 596.40 |
| 1'000 | CHF 612.10 | CHF 569.30 |
| 1'500 | CHF 582.90 | CHF 542.10 |
| 2'500 | CHF 524.60 | CHF 487.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 526.20 | CHF 489.40 |
| 500 | CHF 514.60 | CHF 478.60 |
| 1'000 | CHF 485.40 | CHF 451.40 |
| 1'500 | CHF 456.20 | CHF 424.30 |
| 2'500 | CHF 397.90 | CHF 370.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 152.20 | CHF 141.50 |
| 200 | CHF 142.30 | CHF 132.30 |
| 400 | CHF 132.40 | CHF 123.10 |
| 600 | CHF 122.40 | CHF 113.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.