KPT CPTwin.doc — Region 2, Vaud
Region 2, Vaud: the CPTwin.doc model from KPT costs CHF 589.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 589.70, CPTwin.doc is not the lowest premium here: Assura-Basis goes down to CHF 537.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.doc costs CHF 976.80 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 589.70 | CHF 548.40 |
| 500 | CHF 578.10 | CHF 537.60 |
| 1'000 | CHF 548.90 | CHF 510.50 |
| 1'500 | CHF 519.70 | CHF 483.30 |
| 2'500 | CHF 461.40 | CHF 429.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 475.60 | CHF 442.30 |
| 500 | CHF 464.00 | CHF 431.50 |
| 1'000 | CHF 434.80 | CHF 404.40 |
| 1'500 | CHF 405.60 | CHF 377.20 |
| 2'500 | CHF 347.30 | CHF 323.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 137.00 | CHF 127.40 |
| 200 | CHF 127.10 | CHF 118.20 |
| 400 | CHF 117.30 | CHF 109.00 |
| 600 | CHF 107.30 | CHF 99.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.