KPT CPTwin.doc — Zug
Zug: the CPTwin.doc model from KPT costs CHF 360.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 360.10, CPTwin.doc is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.doc costs CHF 490.80 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 360.10 | CHF 334.90 |
| 500 | CHF 348.50 | CHF 324.10 |
| 1'000 | CHF 319.30 | CHF 296.90 |
| 1'500 | CHF 290.10 | CHF 269.80 |
| 2'500 | CHF 231.80 | CHF 215.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 301.40 | CHF 280.30 |
| 500 | CHF 289.80 | CHF 269.50 |
| 1'000 | CHF 260.60 | CHF 242.40 |
| 1'500 | CHF 231.40 | CHF 215.20 |
| 2'500 | CHF 173.10 | CHF 161.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 81.90 | CHF 76.10 |
| 200 | CHF 72.00 | CHF 66.90 |
| 400 | CHF 62.10 | CHF 57.70 |
| 600 | CHF 52.70 | CHF 49.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.