KPT CPTwin.doc — Region 2, Zurich
Region 2, Zurich: the CPTwin.doc model from KPT costs CHF 501.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 501.00, CPTwin.doc is not the lowest premium here: Agrisano goes down to CHF 467.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.doc costs CHF 852.00 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 501.00 | CHF 465.90 |
| 500 | CHF 489.40 | CHF 455.10 |
| 1'000 | CHF 460.20 | CHF 428.00 |
| 1'500 | CHF 431.00 | CHF 400.80 |
| 2'500 | CHF 372.70 | CHF 346.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 404.90 | CHF 376.60 |
| 500 | CHF 393.30 | CHF 365.80 |
| 1'000 | CHF 364.10 | CHF 338.60 |
| 1'500 | CHF 334.90 | CHF 311.50 |
| 2'500 | CHF 276.60 | CHF 257.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 115.40 | CHF 107.30 |
| 200 | CHF 105.60 | CHF 98.20 |
| 400 | CHF 95.90 | CHF 89.10 |
| 600 | CHF 86.10 | CHF 80.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.