KPT CPTwin.doc — Region 3, Zurich
Region 3, Zurich: the CPTwin.doc model from KPT costs CHF 498.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 498.60, CPTwin.doc is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.doc costs CHF 783.60 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 498.60 | CHF 463.70 |
| 500 | CHF 487.00 | CHF 452.90 |
| 1'000 | CHF 457.80 | CHF 425.80 |
| 1'500 | CHF 428.60 | CHF 398.60 |
| 2'500 | CHF 370.30 | CHF 344.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 402.70 | CHF 374.50 |
| 500 | CHF 391.10 | CHF 363.70 |
| 1'000 | CHF 361.90 | CHF 336.60 |
| 1'500 | CHF 332.70 | CHF 309.40 |
| 2'500 | CHF 274.40 | CHF 255.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 115.10 | CHF 107.00 |
| 200 | CHF 105.20 | CHF 97.80 |
| 400 | CHF 95.30 | CHF 88.60 |
| 600 | CHF 85.30 | CHF 79.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.