Mutuel SanaTel — Aargau
Aargau: the SanaTel model from Mutuel costs CHF 500.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 500.20, SanaTel is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 1'228.80 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 500.20 | CHF 465.20 |
| 500 | CHF 488.70 | CHF 454.50 |
| 1'000 | CHF 459.70 | CHF 427.50 |
| 1'500 | CHF 430.20 | CHF 400.10 |
| 2'000 | CHF 401.20 | CHF 373.10 |
| 2'500 | CHF 372.20 | CHF 346.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 357.90 | CHF 332.90 |
| 500 | CHF 346.40 | CHF 322.20 |
| 1'000 | CHF 317.40 | CHF 295.20 |
| 1'500 | CHF 287.90 | CHF 267.80 |
| 2'000 | CHF 258.90 | CHF 240.80 |
| 2'500 | CHF 229.90 | CHF 213.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 131.70 | CHF 122.50 |
| 100 | CHF 125.90 | CHF 117.10 |
| 200 | CHF 120.10 | CHF 111.70 |
| 300 | CHF 114.20 | CHF 106.20 |
| 400 | CHF 108.40 | CHF 100.80 |
| 500 | CHF 102.60 | CHF 95.40 |
| 600 | CHF 96.70 | CHF 90.00 |
The price, region by region
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.