Mutuel SanaTel — Basel-Stadt
Basel-Stadt: the SanaTel model from Mutuel costs CHF 593.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 593.60, SanaTel is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 1'207.20 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 593.60 | CHF 552.00 |
| 500 | CHF 582.10 | CHF 541.30 |
| 1'000 | CHF 553.10 | CHF 514.40 |
| 1'500 | CHF 523.60 | CHF 486.90 |
| 2'000 | CHF 494.60 | CHF 460.00 |
| 2'500 | CHF 465.60 | CHF 433.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 426.90 | CHF 397.00 |
| 500 | CHF 415.40 | CHF 386.30 |
| 1'000 | CHF 386.40 | CHF 359.30 |
| 1'500 | CHF 356.90 | CHF 331.90 |
| 2'000 | CHF 327.90 | CHF 304.90 |
| 2'500 | CHF 298.90 | CHF 278.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 157.80 | CHF 146.70 |
| 100 | CHF 152.00 | CHF 141.30 |
| 200 | CHF 146.20 | CHF 135.90 |
| 300 | CHF 140.30 | CHF 130.40 |
| 400 | CHF 134.50 | CHF 125.00 |
| 500 | CHF 128.70 | CHF 119.70 |
| 600 | CHF 122.80 | CHF 114.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.