Mutuel SanaTel — Region 1, Grisons
Region 1, Grisons: the SanaTel model from Mutuel costs CHF 479.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 479.50, SanaTel is not the lowest premium here: Sanitas goes down to CHF 453.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 822.00 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 479.50 | CHF 446.00 |
| 500 | CHF 468.00 | CHF 435.30 |
| 1'000 | CHF 439.00 | CHF 408.30 |
| 1'500 | CHF 409.50 | CHF 380.90 |
| 2'000 | CHF 380.50 | CHF 353.90 |
| 2'500 | CHF 351.50 | CHF 326.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 345.80 | CHF 321.60 |
| 500 | CHF 334.30 | CHF 310.90 |
| 1'000 | CHF 305.30 | CHF 283.90 |
| 1'500 | CHF 275.80 | CHF 256.50 |
| 2'000 | CHF 246.80 | CHF 229.50 |
| 2'500 | CHF 217.80 | CHF 202.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 135.20 | CHF 125.70 |
| 100 | CHF 129.40 | CHF 120.30 |
| 200 | CHF 123.60 | CHF 114.90 |
| 300 | CHF 117.70 | CHF 109.50 |
| 400 | CHF 111.90 | CHF 104.10 |
| 500 | CHF 106.10 | CHF 98.70 |
| 600 | CHF 100.20 | CHF 93.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.