Mutuel SanaTel — Region 1, Schaffhausen
Region 1, Schaffhausen: the SanaTel model from Mutuel costs CHF 564.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 564.70, SanaTel is not the lowest premium here: ÖKK goes down to CHF 480.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 794.40 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 564.70 | CHF 525.20 |
| 500 | CHF 553.20 | CHF 514.50 |
| 1'000 | CHF 524.20 | CHF 487.50 |
| 1'500 | CHF 494.70 | CHF 460.10 |
| 2'000 | CHF 465.70 | CHF 433.10 |
| 2'500 | CHF 436.70 | CHF 406.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 434.80 | CHF 404.40 |
| 500 | CHF 423.30 | CHF 393.70 |
| 1'000 | CHF 394.30 | CHF 366.70 |
| 1'500 | CHF 364.80 | CHF 339.30 |
| 2'000 | CHF 335.80 | CHF 312.30 |
| 2'500 | CHF 306.80 | CHF 285.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 125.80 | CHF 117.00 |
| 100 | CHF 120.00 | CHF 111.60 |
| 200 | CHF 114.20 | CHF 106.20 |
| 300 | CHF 108.30 | CHF 100.70 |
| 400 | CHF 102.50 | CHF 95.30 |
| 500 | CHF 96.70 | CHF 89.90 |
| 600 | CHF 90.80 | CHF 84.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.