Mutuel SanaTel — Region 2, Grisons
Region 2, Grisons: the SanaTel model from Mutuel costs CHF 467.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 467.60, SanaTel is not the lowest premium here: Agrisano goes down to CHF 418.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 800.40 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 467.60 | CHF 434.80 |
| 500 | CHF 456.10 | CHF 424.10 |
| 1'000 | CHF 427.10 | CHF 397.20 |
| 1'500 | CHF 397.60 | CHF 369.70 |
| 2'000 | CHF 368.60 | CHF 342.80 |
| 2'500 | CHF 339.60 | CHF 315.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 337.10 | CHF 313.50 |
| 500 | CHF 325.60 | CHF 302.80 |
| 1'000 | CHF 296.60 | CHF 275.90 |
| 1'500 | CHF 267.10 | CHF 248.40 |
| 2'000 | CHF 238.10 | CHF 221.50 |
| 2'500 | CHF 209.10 | CHF 194.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 131.80 | CHF 122.60 |
| 100 | CHF 126.00 | CHF 117.20 |
| 200 | CHF 120.20 | CHF 111.80 |
| 300 | CHF 114.30 | CHF 106.30 |
| 400 | CHF 108.50 | CHF 100.90 |
| 500 | CHF 102.70 | CHF 95.50 |
| 600 | CHF 96.80 | CHF 90.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.