Mutuel SanaTel — Region 2, Schaffhausen
Region 2, Schaffhausen: the SanaTel model from Mutuel costs CHF 536.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 536.50, SanaTel is not the lowest premium here: Agrisano goes down to CHF 433.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 754.80 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 536.50 | CHF 498.90 |
| 500 | CHF 525.00 | CHF 488.20 |
| 1'000 | CHF 496.00 | CHF 461.30 |
| 1'500 | CHF 466.50 | CHF 433.80 |
| 2'000 | CHF 437.50 | CHF 406.90 |
| 2'500 | CHF 408.50 | CHF 379.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 413.10 | CHF 384.20 |
| 500 | CHF 401.60 | CHF 373.50 |
| 1'000 | CHF 372.60 | CHF 346.50 |
| 1'500 | CHF 343.10 | CHF 319.10 |
| 2'000 | CHF 314.10 | CHF 292.10 |
| 2'500 | CHF 285.10 | CHF 265.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 119.50 | CHF 111.20 |
| 100 | CHF 113.70 | CHF 105.80 |
| 200 | CHF 107.90 | CHF 100.40 |
| 300 | CHF 102.00 | CHF 94.90 |
| 400 | CHF 96.20 | CHF 89.50 |
| 500 | CHF 90.40 | CHF 84.10 |
| 600 | CHF 84.50 | CHF 78.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.