Mutuel SanaTel — Glarus
Glarus: the SanaTel model from Mutuel costs CHF 483.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 483.30, SanaTel is not the lowest premium here: Agrisano goes down to CHF 433.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 679.20 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 483.30 | CHF 449.40 |
| 500 | CHF 471.80 | CHF 438.70 |
| 1'000 | CHF 442.80 | CHF 411.80 |
| 1'500 | CHF 413.30 | CHF 384.30 |
| 2'000 | CHF 384.30 | CHF 357.40 |
| 2'500 | CHF 355.30 | CHF 330.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 373.20 | CHF 347.10 |
| 500 | CHF 361.70 | CHF 336.40 |
| 1'000 | CHF 332.70 | CHF 309.50 |
| 1'500 | CHF 303.20 | CHF 282.00 |
| 2'000 | CHF 274.20 | CHF 255.00 |
| 2'500 | CHF 245.20 | CHF 228.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 121.00 | CHF 112.50 |
| 100 | CHF 115.20 | CHF 107.10 |
| 200 | CHF 109.40 | CHF 101.70 |
| 300 | CHF 103.50 | CHF 96.20 |
| 400 | CHF 97.70 | CHF 90.90 |
| 500 | CHF 91.90 | CHF 85.50 |
| 600 | CHF 86.00 | CHF 80.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.