Mutuel SanaTel — Thurgau
Thurgau: the SanaTel model from Mutuel costs CHF 496.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 496.90, SanaTel is not the lowest premium here: Agrisano goes down to CHF 429.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 698.40 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 496.90 | CHF 462.10 |
| 500 | CHF 485.40 | CHF 451.40 |
| 1'000 | CHF 456.40 | CHF 424.40 |
| 1'500 | CHF 426.90 | CHF 397.00 |
| 2'000 | CHF 397.90 | CHF 370.00 |
| 2'500 | CHF 368.90 | CHF 343.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 375.40 | CHF 349.10 |
| 500 | CHF 363.90 | CHF 338.50 |
| 1'000 | CHF 334.90 | CHF 311.50 |
| 1'500 | CHF 305.40 | CHF 284.00 |
| 2'000 | CHF 276.40 | CHF 257.10 |
| 2'500 | CHF 247.40 | CHF 230.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 125.00 | CHF 116.20 |
| 100 | CHF 119.20 | CHF 110.90 |
| 200 | CHF 113.40 | CHF 105.50 |
| 300 | CHF 107.50 | CHF 100.00 |
| 400 | CHF 101.70 | CHF 94.60 |
| 500 | CHF 95.90 | CHF 89.20 |
| 600 | CHF 90.00 | CHF 83.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.