Mutuel SanaTel — Region 2, Fribourg
Region 2, Fribourg: the SanaTel model from Mutuel costs CHF 545.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 545.80, SanaTel is not the lowest premium here: Agrisano goes down to CHF 450.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 769.20 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 545.80 | CHF 507.60 |
| 500 | CHF 534.30 | CHF 496.90 |
| 1'000 | CHF 505.30 | CHF 470.00 |
| 1'500 | CHF 475.80 | CHF 442.50 |
| 2'000 | CHF 446.80 | CHF 415.60 |
| 2'500 | CHF 417.80 | CHF 388.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 413.20 | CHF 384.30 |
| 500 | CHF 401.70 | CHF 373.60 |
| 1'000 | CHF 372.70 | CHF 346.60 |
| 1'500 | CHF 343.20 | CHF 319.20 |
| 2'000 | CHF 314.20 | CHF 292.20 |
| 2'500 | CHF 285.20 | CHF 265.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 151.40 | CHF 140.80 |
| 100 | CHF 145.60 | CHF 135.40 |
| 200 | CHF 139.80 | CHF 130.00 |
| 300 | CHF 133.90 | CHF 124.50 |
| 400 | CHF 128.10 | CHF 119.10 |
| 500 | CHF 122.30 | CHF 113.70 |
| 600 | CHF 116.40 | CHF 108.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.