Mutuel SanaTel — Schwyz
Schwyz: the SanaTel model from Mutuel costs CHF 460.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 460.70, SanaTel is not the lowest premium here: Agrisano goes down to CHF 400.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 648.00 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 460.70 | CHF 428.50 |
| 500 | CHF 449.20 | CHF 417.80 |
| 1'000 | CHF 420.20 | CHF 390.80 |
| 1'500 | CHF 390.70 | CHF 363.40 |
| 2'000 | CHF 361.70 | CHF 336.40 |
| 2'500 | CHF 332.70 | CHF 309.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 334.70 | CHF 311.30 |
| 500 | CHF 323.20 | CHF 300.60 |
| 1'000 | CHF 294.20 | CHF 273.70 |
| 1'500 | CHF 264.70 | CHF 246.20 |
| 2'000 | CHF 235.70 | CHF 219.20 |
| 2'500 | CHF 206.70 | CHF 192.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 117.90 | CHF 109.60 |
| 100 | CHF 112.10 | CHF 104.30 |
| 200 | CHF 106.30 | CHF 98.90 |
| 300 | CHF 100.40 | CHF 93.40 |
| 400 | CHF 94.60 | CHF 88.00 |
| 500 | CHF 88.80 | CHF 82.60 |
| 600 | CHF 82.90 | CHF 77.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.