Mutuel SanaTel — Region 1, Ticino
Region 1, Ticino: the SanaTel model from Mutuel costs CHF 683.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 683.60, SanaTel is not the lowest premium here: Agrisano goes down to CHF 583.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 1'065.60 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 683.60 | CHF 635.80 |
| 500 | CHF 672.10 | CHF 625.10 |
| 1'000 | CHF 643.10 | CHF 598.10 |
| 1'500 | CHF 613.60 | CHF 570.70 |
| 2'000 | CHF 584.60 | CHF 543.70 |
| 2'500 | CHF 555.60 | CHF 516.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 504.00 | CHF 468.80 |
| 500 | CHF 492.50 | CHF 458.10 |
| 1'000 | CHF 463.50 | CHF 431.10 |
| 1'500 | CHF 434.00 | CHF 403.70 |
| 2'000 | CHF 405.00 | CHF 376.70 |
| 2'500 | CHF 376.00 | CHF 349.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 166.50 | CHF 154.80 |
| 100 | CHF 160.70 | CHF 149.40 |
| 200 | CHF 154.90 | CHF 144.00 |
| 300 | CHF 149.00 | CHF 138.60 |
| 400 | CHF 143.20 | CHF 133.20 |
| 500 | CHF 137.40 | CHF 127.80 |
| 600 | CHF 131.50 | CHF 122.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.