Mutuel SanaTel — Uri
Uri: the SanaTel model from Mutuel costs CHF 482.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 482.30, SanaTel is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 826.80 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 482.30 | CHF 448.60 |
| 500 | CHF 470.80 | CHF 437.90 |
| 1'000 | CHF 441.80 | CHF 410.90 |
| 1'500 | CHF 412.30 | CHF 383.50 |
| 2'000 | CHF 383.30 | CHF 356.50 |
| 2'500 | CHF 354.30 | CHF 329.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 357.30 | CHF 332.30 |
| 500 | CHF 345.80 | CHF 321.60 |
| 1'000 | CHF 316.80 | CHF 294.60 |
| 1'500 | CHF 287.30 | CHF 267.20 |
| 2'000 | CHF 258.30 | CHF 240.20 |
| 2'500 | CHF 229.30 | CHF 213.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 106.50 | CHF 99.10 |
| 100 | CHF 100.70 | CHF 93.70 |
| 200 | CHF 94.90 | CHF 88.30 |
| 300 | CHF 89.00 | CHF 82.80 |
| 400 | CHF 83.20 | CHF 77.40 |
| 500 | CHF 77.40 | CHF 72.00 |
| 600 | CHF 71.50 | CHF 66.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.