Mutuel SanaTel — Region 1, Valais
Region 1, Valais: the SanaTel model from Mutuel costs CHF 503.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 503.20, SanaTel is not the lowest premium here: Atupri goes down to CHF 481.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 1'149.60 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 503.20 | CHF 468.00 |
| 500 | CHF 491.70 | CHF 457.30 |
| 1'000 | CHF 462.70 | CHF 430.30 |
| 1'500 | CHF 433.20 | CHF 402.90 |
| 2'000 | CHF 404.20 | CHF 375.90 |
| 2'500 | CHF 375.20 | CHF 348.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 340.50 | CHF 316.70 |
| 500 | CHF 329.00 | CHF 306.00 |
| 1'000 | CHF 300.00 | CHF 279.00 |
| 1'500 | CHF 270.50 | CHF 251.60 |
| 2'000 | CHF 241.50 | CHF 224.60 |
| 2'500 | CHF 217.70 | CHF 202.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 141.50 | CHF 131.60 |
| 100 | CHF 135.70 | CHF 126.20 |
| 200 | CHF 129.90 | CHF 120.80 |
| 300 | CHF 124.00 | CHF 115.30 |
| 400 | CHF 118.20 | CHF 109.90 |
| 500 | CHF 112.40 | CHF 104.50 |
| 600 | CHF 106.50 | CHF 99.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.