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Mutuel SanaTel — Region 2, Valais

Region 2, Valais: the SanaTel model from Mutuel costs CHF 478.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 478.10, SanaTel is not the lowest premium here: Agrisano goes down to CHF 406.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, SanaTel costs CHF 1'092.00 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 478.10CHF 444.60
500CHF 466.60CHF 433.90
1'000CHF 437.60CHF 406.90
1'500CHF 408.10CHF 379.50
2'000CHF 379.10CHF 352.50
2'500CHF 350.10CHF 325.60

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 323.50CHF 300.80
500CHF 312.00CHF 290.10
1'000CHF 283.00CHF 263.20
1'500CHF 253.50CHF 235.70
2'000CHF 224.50CHF 208.80
2'500CHF 206.80CHF 192.40

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 134.40CHF 125.00
100CHF 128.60CHF 119.60
200CHF 122.80CHF 114.20
300CHF 116.90CHF 108.70
400CHF 111.10CHF 103.30
500CHF 105.30CHF 97.90
600CHF 99.40CHF 92.40

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.