Mutuel SanaTel — Region 2, Valais
Region 2, Valais: the SanaTel model from Mutuel costs CHF 478.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 478.10, SanaTel is not the lowest premium here: Agrisano goes down to CHF 406.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 1'092.00 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 478.10 | CHF 444.60 |
| 500 | CHF 466.60 | CHF 433.90 |
| 1'000 | CHF 437.60 | CHF 406.90 |
| 1'500 | CHF 408.10 | CHF 379.50 |
| 2'000 | CHF 379.10 | CHF 352.50 |
| 2'500 | CHF 350.10 | CHF 325.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 323.50 | CHF 300.80 |
| 500 | CHF 312.00 | CHF 290.10 |
| 1'000 | CHF 283.00 | CHF 263.20 |
| 1'500 | CHF 253.50 | CHF 235.70 |
| 2'000 | CHF 224.50 | CHF 208.80 |
| 2'500 | CHF 206.80 | CHF 192.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 134.40 | CHF 125.00 |
| 100 | CHF 128.60 | CHF 119.60 |
| 200 | CHF 122.80 | CHF 114.20 |
| 300 | CHF 116.90 | CHF 108.70 |
| 400 | CHF 111.10 | CHF 103.30 |
| 500 | CHF 105.30 | CHF 97.90 |
| 600 | CHF 99.40 | CHF 92.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.