Mutuel SanaTel — Region 2, Vaud
Region 2, Vaud: the SanaTel model from Mutuel costs CHF 580.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 580.50, SanaTel is not the lowest premium here: Assura-Basis goes down to CHF 537.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 1'134.00 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 580.50 | CHF 539.90 |
| 500 | CHF 569.00 | CHF 529.20 |
| 1'000 | CHF 540.00 | CHF 502.20 |
| 1'500 | CHF 510.50 | CHF 474.80 |
| 2'000 | CHF 481.50 | CHF 447.80 |
| 2'500 | CHF 452.50 | CHF 420.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 441.20 | CHF 410.30 |
| 500 | CHF 429.70 | CHF 399.60 |
| 1'000 | CHF 400.70 | CHF 372.70 |
| 1'500 | CHF 371.20 | CHF 345.20 |
| 2'000 | CHF 342.20 | CHF 318.30 |
| 2'500 | CHF 313.20 | CHF 291.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 155.30 | CHF 144.40 |
| 100 | CHF 149.50 | CHF 139.00 |
| 200 | CHF 143.70 | CHF 133.60 |
| 300 | CHF 137.80 | CHF 128.20 |
| 400 | CHF 132.00 | CHF 122.80 |
| 500 | CHF 126.20 | CHF 117.40 |
| 600 | CHF 120.30 | CHF 111.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.