Mutuel SanaTel — Region 1, Zurich
Region 1, Zurich: the SanaTel model from Mutuel costs CHF 553.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 553.50, SanaTel is not the lowest premium here: Atupri goes down to CHF 517.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 1'035.60 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 553.50 | CHF 514.70 |
| 500 | CHF 542.00 | CHF 504.00 |
| 1'000 | CHF 513.00 | CHF 477.10 |
| 1'500 | CHF 483.50 | CHF 449.60 |
| 2'000 | CHF 454.50 | CHF 422.70 |
| 2'500 | CHF 425.50 | CHF 395.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 433.00 | CHF 402.70 |
| 500 | CHF 421.50 | CHF 392.00 |
| 1'000 | CHF 392.50 | CHF 365.00 |
| 1'500 | CHF 363.00 | CHF 337.60 |
| 2'000 | CHF 334.00 | CHF 310.60 |
| 2'500 | CHF 305.00 | CHF 283.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 140.90 | CHF 131.00 |
| 100 | CHF 135.10 | CHF 125.60 |
| 200 | CHF 129.30 | CHF 120.30 |
| 300 | CHF 123.40 | CHF 114.80 |
| 400 | CHF 117.60 | CHF 109.40 |
| 500 | CHF 111.80 | CHF 104.00 |
| 600 | CHF 105.90 | CHF 98.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.