sana24 Tel Doc — Region 1, Bern
Region 1, Bern: the Tel Doc model from sana24 costs CHF 624.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 624.90, Tel Doc is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 478.80 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 624.90 | CHF 584.10 |
| 500 | CHF 613.30 | CHF 573.20 |
| 1'000 | CHF 584.10 | CHF 545.90 |
| 1'500 | CHF 554.90 | CHF 518.70 |
| 2'000 | CHF 525.80 | CHF 491.40 |
| 2'500 | CHF 496.60 | CHF 464.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 483.20 | CHF 451.60 |
| 500 | CHF 471.50 | CHF 440.70 |
| 1'000 | CHF 442.30 | CHF 413.40 |
| 1'500 | CHF 413.20 | CHF 386.20 |
| 2'000 | CHF 384.00 | CHF 358.90 |
| 2'500 | CHF 354.80 | CHF 331.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 164.80 | CHF 154.10 |
| 100 | CHF 159.00 | CHF 148.60 |
| 200 | CHF 153.20 | CHF 143.20 |
| 300 | CHF 147.30 | CHF 137.70 |
| 400 | CHF 141.50 | CHF 132.30 |
| 500 | CHF 135.70 | CHF 126.80 |
| 600 | CHF 129.80 | CHF 121.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.