sana24 Tel Doc — Obwalden
Obwalden: the Tel Doc model from sana24 costs CHF 465.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 465.30, Tel Doc is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 620.40 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 465.30 | CHF 434.90 |
| 500 | CHF 453.70 | CHF 424.00 |
| 1'000 | CHF 424.50 | CHF 396.80 |
| 1'500 | CHF 395.30 | CHF 369.50 |
| 2'000 | CHF 366.20 | CHF 342.20 |
| 2'500 | CHF 337.00 | CHF 315.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 360.70 | CHF 337.20 |
| 500 | CHF 349.10 | CHF 326.30 |
| 1'000 | CHF 319.90 | CHF 299.00 |
| 1'500 | CHF 290.70 | CHF 271.70 |
| 2'000 | CHF 261.60 | CHF 244.50 |
| 2'500 | CHF 232.40 | CHF 217.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 129.30 | CHF 120.90 |
| 100 | CHF 123.50 | CHF 115.50 |
| 200 | CHF 117.70 | CHF 110.00 |
| 300 | CHF 111.80 | CHF 104.60 |
| 400 | CHF 106.00 | CHF 99.10 |
| 500 | CHF 100.20 | CHF 93.60 |
| 600 | CHF 94.30 | CHF 88.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.