sana24 Tel Doc — Region 1, Fribourg
Region 1, Fribourg: the Tel Doc model from sana24 costs CHF 607.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 607.80, Tel Doc is not the lowest premium here: Vivao Sympany goes down to CHF 501.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 465.60 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 607.80 | CHF 568.10 |
| 500 | CHF 596.20 | CHF 557.20 |
| 1'000 | CHF 567.00 | CHF 529.90 |
| 1'500 | CHF 537.80 | CHF 502.70 |
| 2'000 | CHF 508.70 | CHF 475.40 |
| 2'500 | CHF 479.50 | CHF 448.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 541.00 | CHF 505.60 |
| 500 | CHF 529.30 | CHF 494.70 |
| 1'000 | CHF 500.20 | CHF 467.50 |
| 1'500 | CHF 471.00 | CHF 440.20 |
| 2'000 | CHF 441.80 | CHF 413.00 |
| 2'500 | CHF 412.70 | CHF 385.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 166.70 | CHF 155.90 |
| 100 | CHF 160.90 | CHF 150.40 |
| 200 | CHF 155.10 | CHF 144.90 |
| 300 | CHF 149.20 | CHF 139.50 |
| 400 | CHF 143.40 | CHF 134.00 |
| 500 | CHF 137.60 | CHF 128.60 |
| 600 | CHF 131.70 | CHF 123.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.