sana24 Tel Doc — Region 2, Bern
Region 2, Bern: the Tel Doc model from sana24 costs CHF 592.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 592.10, Tel Doc is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 453.60 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 592.10 | CHF 553.40 |
| 500 | CHF 580.50 | CHF 542.50 |
| 1'000 | CHF 551.30 | CHF 515.30 |
| 1'500 | CHF 522.10 | CHF 488.00 |
| 2'000 | CHF 493.00 | CHF 460.70 |
| 2'500 | CHF 463.80 | CHF 433.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 457.80 | CHF 427.90 |
| 500 | CHF 446.10 | CHF 417.00 |
| 1'000 | CHF 417.00 | CHF 389.70 |
| 1'500 | CHF 387.80 | CHF 362.50 |
| 2'000 | CHF 358.60 | CHF 335.20 |
| 2'500 | CHF 329.50 | CHF 307.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 156.20 | CHF 146.00 |
| 100 | CHF 150.40 | CHF 140.60 |
| 200 | CHF 144.50 | CHF 135.10 |
| 300 | CHF 138.70 | CHF 129.70 |
| 400 | CHF 132.90 | CHF 124.20 |
| 500 | CHF 127.00 | CHF 118.80 |
| 600 | CHF 121.20 | CHF 113.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.