sana24 Tel Doc — Region 3, Bern
Region 3, Bern: the Tel Doc model from sana24 costs CHF 533.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 533.10, Tel Doc is not the lowest premium here: Agrisano goes down to CHF 447.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 408.00 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 533.10 | CHF 498.20 |
| 500 | CHF 521.40 | CHF 487.30 |
| 1'000 | CHF 492.30 | CHF 460.10 |
| 1'500 | CHF 463.10 | CHF 432.80 |
| 2'000 | CHF 433.90 | CHF 405.60 |
| 2'500 | CHF 404.80 | CHF 378.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 412.20 | CHF 385.20 |
| 500 | CHF 400.50 | CHF 374.30 |
| 1'000 | CHF 371.30 | CHF 347.10 |
| 1'500 | CHF 342.20 | CHF 319.80 |
| 2'000 | CHF 313.00 | CHF 292.60 |
| 2'500 | CHF 283.80 | CHF 265.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 140.70 | CHF 131.50 |
| 100 | CHF 134.80 | CHF 126.00 |
| 200 | CHF 129.00 | CHF 120.60 |
| 300 | CHF 123.20 | CHF 115.10 |
| 400 | CHF 117.30 | CHF 109.70 |
| 500 | CHF 111.50 | CHF 104.20 |
| 600 | CHF 105.70 | CHF 98.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.