sana24 Tel Doc — Region 1, Grisons
Region 1, Grisons: the Tel Doc model from sana24 costs CHF 547.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 547.70, Tel Doc is not the lowest premium here: Sanitas goes down to CHF 453.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 418.80 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 547.70 | CHF 511.90 |
| 500 | CHF 536.00 | CHF 501.00 |
| 1'000 | CHF 506.80 | CHF 473.70 |
| 1'500 | CHF 477.70 | CHF 446.40 |
| 2'000 | CHF 448.50 | CHF 419.20 |
| 2'500 | CHF 419.30 | CHF 391.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 399.70 | CHF 373.60 |
| 500 | CHF 388.00 | CHF 362.60 |
| 1'000 | CHF 358.80 | CHF 335.40 |
| 1'500 | CHF 329.70 | CHF 308.10 |
| 2'000 | CHF 300.50 | CHF 280.90 |
| 2'500 | CHF 271.30 | CHF 253.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 150.30 | CHF 140.50 |
| 100 | CHF 144.40 | CHF 135.00 |
| 200 | CHF 138.60 | CHF 129.60 |
| 300 | CHF 132.80 | CHF 124.10 |
| 400 | CHF 126.90 | CHF 118.60 |
| 500 | CHF 121.10 | CHF 113.20 |
| 600 | CHF 115.30 | CHF 107.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.